Goldwaala connects you with partner lenders. Here's exactly what happens from your enquiry to repayment.
Fill the short form on Goldwaala with your name, mobile, city and gold details. There is no fee to enquire.
A verified partner-lender representative calls you to understand your requirement and the nearest branch.
Walk into the branch with your gold and KYC documents. In some cities, doorstep pickup may also be available.
The lender weighs your gold, checks purity using standard tests and verifies your KYC.
Based on the valuation and lender policy, you receive a loan offer with the amount, interest rate, tenure and charges.
If you accept the offer, the loan is disbursed to your bank account or paid out per the lender's policy. Your gold is sealed in a tamper-proof packet and stored in an insured vault.
You can repay through interest-only payments, EMIs or a bullet repayment, depending on the product. Once you repay in full, your gold is returned to you intact.
All timelines, charges and approvals are subject to the partner lender's policy.
Get an indicative loan amount with the calculator, or request a callback now.