Estimate the loan amount you can get against your gold ornaments, plus indicative interest and EMI. Final amounts are decided by the partner lender after valuation and KYC.
Disclaimer: This is an indicative estimate only. Final loan amount, interest rate, charges and approval are subject to lender policy, gold purity, valuation, KYC and eligibility checks.
Indicative loan amount
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Yearly interest
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Monthly interest
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Indicative EMI
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We multiply your gold's weight by a purity factor (karat ÷ 24), then by the current indicative 24K gold price per gram, then by the lender's loan-to-value (LTV) percentage. The default LTV of 81% and the default interest rate of 8.6% p.a. are illustrative — actual numbers depend on the lender's product and your gold valuation.
A partner lender will confirm the final offer after valuation and KYC.